Off-Road Vehicle

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Let’s face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, having it damaged, wrecked, or stolen can cause loss of time and money. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.

ATV Insurance:

All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, the fun is still just as good. If you’re using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your ATV covered? If someone steals it from your backyard, or it’s hit while waiting to load your quad onto the trailer at your favorite trail – how are you going to replace it?

If you’re lucky enough to have a State managed four wheeler trail network you’re most likely going to need insurance for your quad to ride on State land. We can help with all of these scenarios.

Snowmobile Insurance:

Do you have a snowmobile? Did you know Illinois law requires you to have insurance on your snowmobile when you take it off your property? You’ve come to the right place to obtain a quote for your snowmobile.

At Mars Insurance, we’ve been insuring snowmobile owners for years. We work with a host of carriers to offer you competitive rates, comprehensive coverage, and more options. Our team of professionals will find the right snowmobile policy for you, your vehicle, and your passengers.

Don’t risk paying for repairs or medical expenses out-of-pockets for years. Contact us today and experience the customer service you deserve.

Golf Cart Insurance:

Golf carts are primarily designed fro transportation from one green to the next, but you might be one of the many people who uses your golf cart to travel around your gated community, retirement park, or condo complex.

Whether you use them off road or on, proper insurance can help you protect your golf cart. Your homeowner’s policy might not cover you if you ride off your own property. That’s why specialized golf cart insurance is especially necessary.

The following golf cart insurance coverage is available through Mars Insurance and our specialized carriers:

  • Bodily injury and property damage liability
  • Comprehensive
  • Collision
  • Accessory coverage
  • Transport trailer coverage
  • Roadside assistance

To make sure your buggy, quad, side by side, bike, or any other off road vehicle you own is protected… contact us for a free quote today!