Recent Posts

Never Use Cruise Control on Rainy Days or Wet Pavement

Category: Blog

Cruise control is designed for normal road conditions. It doesn’t know when the pavement is slippery. Under slick conditions, you need to be in complete control and monitoring road conditions. You’re more likely to notice hydroplaning if you are not relying on the cruise control. With some cars, it is possible that the wheels will … More

Overcoming Underinsurance On Your Home

Category: Blog

If you’re like most homeowners, you probably purchased enough insurance to equal the market value of your home.  Unfortunately, this can lead to underinsurance.  Why? Because the cost to rebuild your home completely is usually greater – often tens of thousands of dollars greater – than its market value. According to a 2009 survey, nearly … More

Life Saving Safty Tips – Fire-Fighting Facts

Category: Blog

Preventatives: Train children to escape. Routinely conduct fire drills with them. Assign a meeting place outside for a head count. Practice safe storage of combustibles. Periodically check appliance cords and extension cords for wear. Keep fire extinguishers easy to reach and in good condition. Install smoke alarms on each floor and replace batteries regularly. Avoid … More

Protecting Your Home While Traveling

Category: Blog

  The following tips were taken from an article from The Hartford Insurance: 1.  The 3 basics are:      a.  Stopping mail & newspaper delivery.      b.  Put outside and 1 or 2 inside lights on a timer.      c.  Leave a house key with a neighbor. 2.  Have the neighbor check the outside & … More

Pet Insurance

Category: Blog

Pet Insurance is a growing trend.  People love their animals as if they were their own children and for many folks, they are just like children.  Therefore, when they become ill, it is devastating. As medical costs increase around the country for humans, the same is true for animals.  Consequently a few companies have instituted … More

Flood Insurance vs Sewer and Water Backup

Category: Blog

With all this rain over Illinois we thought some clarification was in order to offer an understanding of sewer and water backup coverage and flood insurance. Let’s begin with Flood Insurance. The dictionary defines “flood” as a rising and overflowing of a body of water onto a normally dry land. For insurance purposes, the word … More

Wedding Season Is Fast Approaching

Category: Blog

If you or someone you know is going to be involved in a wedding this spring or summer, you might want to consider wedding insurance. Travelers Insurance offers a Wedding Protector Plan which provides coverage in the event that something goes wrong. What if the reception venue goes out of business a month before the … More

Are you fire conscious in your home?

Category: Blog

Fire is a very real threat in the home. While you might have home insurance to cover the loss of your home and possessions, a life is irreplaceable. You might have good intentions for making an emergency escape plan and buying fire extinguishers and smoke alarms, but never quite gotten around to putting these measures … More