General Liability Insurance
Little Accidents Can Mean BIG Trouble
General Liability Insurance from Mars Insurance Agency
It’s historically proven that businesses are targets for lawsuits. In fact, there’s something referred to as the ‘deep pocket rule’ among legal professionals. This common law rule of joint-and-several liability states that damages can be obtained from co-defendants based on who is capable of paying rather than who was found to be more negligent. Business owners are subjected to an inordinate amount of lawsuits as a result. Your best line of defense is General Liability Insurance.
The Basics of General Liability Insurance
Lawsuits are common…and so are huge court-ordered settlements that tend to favor individuals over businesses. Liability insurance protects your business assets against lawsuits filed as a result of business-related activities. This coverage could include liability risks resulting from the physical location of your business, as well as specific operations that present a risk to others. General Liability Insurance can also include protection against defective products and completed operations as well as services performed.
A general liability policy protects commercial insured companies from most liability exposures other than automobile and professional liability.
General Liability Coverage is available as a separate coverage or as part of an overall commercial insurance package that bundles property and liability coverage together in one convenient policy. Your Mars Insurance Agent will help you determine what’s best for you and your business.
Experience Makes a Difference
Since 1968, Mars Insurance Agency has been servicing businesses. In fact, we were initially established for the sole purpose of supporting a sister company. For half a century, Mars Insurance has developed relationships with top-rated commercial insurance carriers, enabling us to configure the kind of coverage that meets specific commercial needs.
We work with a wide variety of insurance companies that specialize in meeting the unique challenges faced by today’s businesses. Like Mars Insurance Agency, these insurance companies have reputations for delivering outstanding service and superior protection: reputations earned through years of practical experience.
From Crystal Lake, Illinois to businesses in Wisconsin and Indiana, Mars Insurance Agency offers solid general liability insurance that protects today’s businesses.
Proud to be an Independent Insurance Agency
There are many captive agencies representing a single insurance company. Usually, it’s a company that focuses on personal lines of insurance while offering a few commercial insurance policy options. However, when your business needs differ from those protected by a single carrier, your only recourse is to look elsewhere.
As an Independent Insurance Agency, Mars Insurance offers general liability insurance as well as a host of commercial insurance products from multiple insurance carriers. This enables us to configure risk management solutions designed with your individual commercial insurance needs in mind.
Our General Liability Insurance Options include (but are NOT limited to):
- Contractors Insurance
- Builder’s Risk Insurance
- Mechanic & Body Shop
- Garage Liability
- Restaurant Insurance